As President and Chief Executive Officer, Joe implements the financial strategy of the corporation, analyzes investment results and ensures proper communication of those results to the clients. As a member of the Investment Committee, he also analyzes securities for inclusion in the firm's list of preferred investments.

When he joined the firm in 1991, Joe began as a Security Analyst, was promoted to Portfolio Manager and then became manager of the firm's Corning office. Joe started his career as a Computer Analyst for Trustco Bank Corp NY in Albany.

A graduate of St. Bonaventure University, Joe holds a Bachelor of Science degree in Business Administration with a concentration in Finance. He has completed the National Association of Securities Dealers Series 2, Non-Member Securities Examination and the Series 66, Uniform Combined State Law Examination. In 1998, he completed the course of study at the New York Bankers Association's Trust Administration School.

Active in the community, Joe currently serves on the board of the Southern Tier Economic Growth (STEG) and on the Elmira College President's Council. Joe has been a board member of the ARTS of the Southern Finger Lakes, the Chemung County SPCA and the Lourdes Fund, Inc. He has served as treasurer of the Corning Rotary Club and has been involved in the Greater Corning Area Chamber of Commerce and the Chemung County Chamber of Commerce. He is also a member of The Financial Planning Association.